Effective on July 1, 2020
We Do Not Sell Your Personal Information
Your CCPA Rights
The CCPA Categories of Personal Information We Collect and the Sources
The CCPA Categories of Personal Information We Share for a “Business Purpose”
1. We Do Not Sell Your Personal Information
The CCPA requires us to disclose whether we sell your personal information. We do not sell your personal information.
2. Your Rights Under the CCPA
The CCPA provides Californians with the following rights:
2.1 Requests for Information
Like all of our email subscribers, you (or your authorized agent) can request a copy of your personal information. Authorized agents will be required to verify their identity. CreditsLabs.com also will require members to confirm, by email from their primary account email address, that they granted the agent permission to submit the request. Under the CCPA, you can also request that we disclose how we have collected, used, and shared your personal information over the past 12 months, including the categories of personal information we collected and our purposes for doing so; the categories of sources for that information; the categories of third parties with whom we shared it for a business purpose and our purposes for doing so. Companies that sell personal information (we do not) must make additional disclosures.
If you are not a CreditsLabs.com member, you can submit your request here or can submit a request via an authorized agent. The authorized agent will be required to verify their identity, and you will be asked to confirm by email that you granted the agent permission to submit the request.
2.2 Your Right to Opt-Out of Sales
We do not sell personal information, so we don’t have an opt-out.
2.3 Your Right to Notification
Under the CCPA, a company like CreditsLabs.com cannot collect new categories of personal information or use them for materially different purposes without first notifying you.
2.4 Nondiscrimination for exercising your CCPA Rights
The CCPA prohibits businesses from discriminating against you for exercising your rights under the law. Such discrimination may include denying services, charging different prices or rates for services, providing a different level or quality of services, or suggesting that you will receive a different level or quality of goods or services as a result of exercising your rights.
2.5 Your Right to Delete Personal Information
Like all of our members, you can request that we delete your personal information by unsubscribing from CreditsLabs.com. You also can request that we delete specific information. We honor such requests unless an exception applies, such as when the information is necessary to complete the transaction or contract for which it was collected or when it is being used to detect, prevent, or investigate security incidents, comply with laws, identify and repair bugs or ensure another consumer’s ability to exercise their free speech rights or other rights provided by law.